Lucrative Benefits Of Online Credit Card Payments

Failing to accept online credit card payments can simply ruin your business or at least put it at high risk. It is because most shoppers are busy nowadays and they find it easier to do online shopping through the merchants that accept credit card payments or other online card payments.  Accepting online payments is a great way to guarantee your business growth and success.  Easy and hassle free payment methods integrated with your business allow you to close a deal easily.

A Quick Guide To Online Payments

The first step involves setting up a merchant account and this is especially applicable for e-commerce. Businesses that do not have a merchant account can still process online credit card payments via special bank account that helps them to get paid.

Once the buyer decides to purchase from your store, they must provide their banking details which go on a secured server. Following is a series of detail verifications which is done to prevent fraudulent transactions. The details will then be sent to a payment gateway that transfers the information to the processor or bank followed by transfer of funds into merchant’s bank account.

Such transactions can be confirmed or sometimes declined depending on the status of the card. In case of loss or theft, the transaction before it is considered as final. The details will then be forwarded to you while customers will be redirected to main page where they can download the service product they bought or get the confirmation of their service.

Although as a merchant, you should look for certain features in the payment gateway, you are planning to choose. The gateway must provide high security on all online transactions, this is one of the most important requirement. Because low security can lead to fraudulent transactions, reducing the confidence of online shoppers. Another important feature, it should be able to accept via different payment methods and also the international payments. With all these considerations, you will surely choose a profitable gateway to enjoy success.

Related Posts:

Online Credit Card Processing – An Essential Requirement of Today

Online credit card processing is the need of the day for all e-commerce businesses. Not offering online credit card processing services to your customers mean that you are losing potential customers and offering this service allows you to expand your business beyond the geographical boundaries.

Apart from safeguarding your revenues, online credit card processing gateways offer the following advantages-

  • Credit card processing gateways operate 24 hours a day. You can always count on their service anytime, anywhere you reside.
  • Credit card processing companies utilize powerful com puter data base and anti-fraud filters. This can effectively protect you from fake customers thereby boosting your sales revenues and increasing the profits.
  • The credit card processing online gateways offer shopping cart software. An online shopper can simply point-and-click the items they want to purchase. It’s fast and quite easy to use. The whole Internet purchase transaction takes place in the very comfort of your own homes.

online-credit-card-processing.jpg

  • The computers process your online purchase transactions effectively, allowing only minimal human intervention. Thus, you can be assured of automatic and error free or accurate results.
  • With online credit card processing in Swaziland, you can view comprehensive online reports of your site’s transactions. You can get important information on costumers spending, time of purchase, in-demand products, and other relevant data.

If you are a businessman or own an online shop, subscribing to a credit card processing online from a well-known payment gateway services company could do wonders for your business.

Looking For a Reliable Payment Gateway Service? Here’s how

A payment gateway is a service that allows ecommerce businesses to accept payments online through credit cards and other such methods. These pay a major role in all types of ecommerce transactions as they authorize payments between the merchant and the customer.

Accept payments online in Africa

With online shopping being so popular today it is a must for any business that conducts sales online to have payment gateway solutions. Customers that make purchases online often prefer making payments here as well rather than at a later time. This is why it is essential for a business to be able to provide credit card processing online and other such payment methods. When looking for some of the best payment gateway services in Africa there are certain things that a business needs to be mindful of, these include-

Ensuring that the services you are getting are PCI DSS complaint. This is the first and most important step.  Any payment gateway service has to be compliant to these standards as only then will they be able to provide proper security for user transactions.

  • Ensuring that the services allow you to accept payments in a quick and hassle free manner and are even easy to integrate. If you want to be able  accept payments online in Africa you also need to make sure that the services you go for are easy to integrate and do not take much time to be set up. Along with this these solutions should make it easy for customers to pay and for a business to accept payments. Ease of transactions is very important if you want improve your sales.
  • Ask is the services allow you to accept multi-currency payments and even international payments.
  • Check the fees of services and also if you are getting any additional fraud management solutions along with it.
  • Check the customer support you will be getting along with the services.

With these few things in mind you will be able to get reliable, efficient and secure payment gateway solutions in Africa.

Why A Business Today Should Have Online Payment Solutions?

For a business that wants to survive in the competitive environment today it has become very important for it to have an online presence. The internet has become the main playground for companies today and be it advertising, attracting new customers or even selling all this is now, more often than not, is conducted online. But simply having a website is not enough and if a business wants to get into the ecommerce side of things it should also be able to accept payments online.

Online Payment Solutions

People that purchase online do so because it gives them the convenience of buying from the comfort of their homes and also takes away the hassle of dealing with any kind of currency or arranging for change for that matter. With the online gateway solutions today people are able to pay using their credit cards and online banking accounts. Thus, for a business in Africa that wants to provide such ease of transaction to its customers it is essential for it to get solutions that allow it to accept payments online in Africa. But simply getting such solutions is not enough you also need to ensure that there is proper security in place so that neither you nor your customers end up losing their money or have their important details leaked. Thus before you go in for payment gateway solutions, here are a few things to take care of-

  • Is the payment system easily compatible with your website.
  • What type of payments are supported and can be accepted by this system.
  • What currency is supported and whether it accepts international payments.
  • Do you get online credit card processing in the same package or is it another option altogether.
  • Can you accept recurring payments and what security measures are in place?
  • Is the user experience easy and hassle free?
  • Is it PCI DSS compliant?

So, whether you want to be able to accept payments online or are in need of online credit card processing Botswana solutions go through this checklist and then only get such services from a reliable payment gateway solutions provider.

 

3 Factors to Consider When Choosing an Online Credit Card Processing Botswana

PayGate-Payment-Method-CARDS

 

These days, Credit card payments have become a common thing for many companies whether small or big, but steadily over the past few years, online credit card processing has gained in reputation and importance. Still, there are many entrepreneurs who are suffering, worried about upfront costs and doubtful over how to get in on the trend.

So, when you need to hire an Online credit card processing in Botswana you need to consider various things before. Selecting the right online credit card processing service will save you a big time, broaden your ability to collect payments and ultimately it will increase your ability to generate revenue.

3 factors you need to consider:

Know the fess

The transaction fees of the credit card are the main factor you should consider.  But don’t get ready easily by just hearing the first fees. You can also bargain and ask for more questions about additional fees. Also, ask for a complete breakdown of all the transaction so that you have the complete picture.

How high is its approval rating

The approval rating means what percentage of applications the credit card processor approves. A higher approval rating means the higher percentage of the approved candidate which means a higher processing speed and a lower fee to apply.

Features credit card is offering

Most of the credit card service provider offers a variety of terminal options, including swipes, virtual terminals, or online payment forms. So, choose the one that fulfills your requirement.

Guide to The Absolute Payment Gateway

Payment Gateway Botswana offers an excellent payment solution to the companies and gives the perfect payment service to the enterprises. This is a flexible and secure service and you can trust in this reliable service. The payment gateway will manage the fraud management and give you secured payment solution. They will give you a hassle free service, in which you will get all your transaction details of the company and can keep the record of it. This way you can manage online fraud and get the best result immediately.

PayGate-Payment-Method-Visa-Checkout

Why Payment Gateway is Secured & what are the advantages of it?
Payment Gateway Namibia will not only help to give secure payment online, but also this is the risk engine pay protector. This will give your fraud-monitoring system and reduce the curb chargebacks. The team of passionate experts will keep track on the payment procedure. The professional will give you an effective, tailored payment solution and you will get the tremendous benefits of the pay gate. This will give you a peace of mind and security in online payment.

Payment Gateway Lesotho offers the best payment solution and this will optimize the growth of your business. This is cost effective and reliable. The secure payment system will help you to get success in the payment procedure of the enterprise. The professional will provide secure card payment, visa secured payment and other online payments to the clients. You can securely make the payment online through this payment gateway.

Discover the New Method of Payment gateway
In pay collect benefits, you do not need any merchant accounts. Set up fee and monthly fees are not required. The payment gateway professionals will do free fraud management and fraud monitoring.  You can start accepting online payment through payment gateway and securely get the payment as well.

You can reach out the card payment through payment gateway. This gateway is reliable and safe and makes online shopping easier as well. In addition to this, payment gateway is the ideal choice for the business enterprises, because of its convenient process and gateway. You can get the best result and the payment solution easily.

There are several payment gateways available and you can select your gateway service according to your requirements.  This will provide you security in payment and peace of mind. You can get the excellent solution and safe payment procedure with the fraud secured management process. Complete the pay gate agreement, which will take only 48 hours’ time and make you feel secure during payment.  Business center, airlines, enterprises everywhere you can use this payment gateway and get the real solution. You can log in, get the agreement of the payment gateway, and start performing online securely. You can join the site to know more about it and get all the payment advantages through it. This will help to deal with online secure payment. There are various supported payment methods, which would make it easier to accept the payment online.

How Payment Gateways Work When You Have To Pay Money Online?

These days online payment has become one of the most important and useful things in life. Many businesses and websites accept payment online as through this anyone can easily send their money anywhere around the world. When a customer places an order from an online store then the payment gateway makes your transaction easy and performs various functions. A payment gateway has many useful functions and it is an absolutely trusted way to make your payment. When in an emergency, one should always prefer paying online through the payment gateway as it is absolutely hassle-free.

PayGate-Payment-Method-CARDS

Check out below the process of payment gateway in Botswana.

Encryption
The web browser encrypts between the sent data and your web server. Then the payment processes and the transaction are utilized by your account.

Authorization Request
When the payment proceeds the processor sends the transaction detail to the card association. The bank who has issued the credit card views the authorization request then accepts or denies the payment.

Filling the order
The process then proceeds to authorization pertaining to the merchant and consumer for a payment gateway. Then after the gateway receives the response it sends to the website where the payment process is taking place.

These three steps are involved in processing the online payment. If you have a business and you deal with customers on a frequent basis then online payment makes your business even stronger and gain profit.